5 Mint Alternatives Compared (After Mint Shut Down)

Mint was the free budgeting app for 17 years. Then Intuit shut it down in January 2024.

The official replacement? Credit Karma (which Intuit also owns).

The problem? Credit Karma is a credit monitoring app, not a budgeting app. It has some basic budgeting features, but it's nowhere near what Mint was.

So millions of Mint users went looking for alternatives.

Two years later (2026), here's what actually works:

This guide compares the 5 best Mint alternatives, breaks down what each one is good at, and helps you figure out which one is right for you.

Quick Comparison Table

App	Price	Bank Sync	Manual Tracking	Best For
Cash Balancer	Free	No	Yes (AI-assisted)	Privacy-first budgeting with AI coach
Monarch Money	$14.99/month	Yes	Yes	Premium alternative with clean UI
YNAB	$14.99/month	Yes	Yes	Zero-based budgeting for disciplined people
Simplifi by Quicken	$5.99/month	Yes	No	Budget dashboard for automatic tracking
Goodbudget	Free (limited), $8/month	No	Yes	Envelope budgeting for couples

Our pick: Cash Balancer for most people. It's free, privacy-first, and has modern AI features that make budgeting feel effortless.

Download Cash Balancer (free, iOS) and try it for 2 weeks. If you don't like manual tracking, switch to Monarch or Simplifi. But give it a shot first — most people are surprised by how easy (and effective) it is.