Changelog

What's New in Cash Balancer

Every update is designed to give you better tools, smarter insights, and more control over your financial future.

v1.9October 2026Latest

Cash Flow Report

  • Cash Flow Report — upload your checking, savings, and debt statements together and see where your money comes from, where it goes, and how your spending compares to the national average
  • Cash Balancer Report — press play and Cash AI talks you through the highlights in about a minute while you scroll
  • Upload Your Bills now reads checking and savings statements too, and keeps them separate from your debts
  • The same Cash Flow Report is free on the website — no account needed
Try the Cash Flow Report online — no sign-up→
v1.8October 2026

Spend Breakdown and a new look

  • Spend Breakdown — upload a credit card statement and see essentials vs. extras, spending by category, your top stores, and what it really costs once interest is added; download it as a PDF
  • A clearer dashboard — total debt, monthly payment, and monthly interest in one simple table
  • More accurate debt-free dates — a paid-off debt’s payment keeps rolling into your next debt every month, the way real snowball and avalanche plans work
  • A fresh look — cleaner type, calmer screens, and simpler buttons throughout
v1.7September 2026

The Debt-First Rebuild

  • Total debt at a glance — plus your debt-free date if you pay the minimum, a little more, or a lot more, and the interest each option saves
  • Upload Your Bills — read up to 10 credit card statements and loan bills at once; next month’s statement updates your balance automatically
  • Your Progress — a chart of your total debt over time with milestones for every card and loan
  • A must-pays-first budget — rent, electricity, phone, food, childcare — and exactly what’s left to crush debt each month
  • Guest mode now covers Dashboard, Debts, and Budget, and your guest plan moves into your account when you sign up
  • A notifications inbox behind the bell, a new welcome tour, and a faster app all around
v1.6April 2026

Investment Emotions AI

  • Investment Emotions AI — voice-based emotion detection and personalized coaching powered by behavioral finance science
  • Real-time portfolio analysis with live market prices, analyst ratings, price targets, and news sentiment
  • Resilience Score — a 5-factor emotional discipline metric that tracks your growth over time
  • Enhanced budget view with 20 expense categories and debt payment auto-import
  • Daily portfolio snapshots for tracking market performance history
  • Security hardening across the entire platform
v1.5March 2026

Meet Cash AI

  • Cash AI chat assistant — ask anything about your finances by voice or text
  • Snap & Speak — photograph any financial document and hear it explained in plain language
  • What-If Scenarios — model big financial decisions with before-and-after comparisons
  • Smart Nudges — proactive alerts for upcoming payments, budget warnings, and spending insights
  • Streamlined onboarding — skip the questionnaire and jump straight to your dashboard
v1.3March 2026

Smarter Ads, Smarter App

  • Meta SDK integration for smarter ad delivery and feature insights
  • App Tracking Transparency support — your choice, your control
  • Performance improvements and bug fixes
v1.2March 2026

Dark Mode & Face ID

  • Full dark mode UI throughout the app
  • Face ID login — enable in Settings for instant authentication
  • Branded welcome email for new users
  • Improved credit card statement scanning with better APR extraction
  • Redesigned dashboard with gradient hero card
v1.1March 2026

Guest Mode & Referrals

  • Guest mode — try the app without creating an account
  • Refer-a-Friend program with shareable referral codes
  • AI-powered receipt categorization
  • Analytics tracking for app improvements
v1.0March 2026

The Beginning

  • Expense tracking with receipt scanning
  • Debt management with Avalanche and Snowball payoff strategies
  • Paycheck scanning and income tracking
  • Monthly budgets with spending alerts
  • 8-step onboarding flow to personalize your experience

Always improving, always free

Every update ships to all users at no cost. Download Cash Balancer and get the latest features today.

Download for iOS